Calculator

NPS Calculator

NPS corpus & pension estimate.

Monthly contribution (INR) Expected return (% p.a.) Years to retirement Annuity purchase (%)

How it works: Contributions compound monthly; at retirement at least 40% must buy an annuity (pension). Pension estimated at a 6% annuity rate.

FAQs

What is the minimum NPS contribution?

INR 500 per contribution; INR 1,000 minimum per financial year for Tier I.

Is NPS tax-efficient?

Extra INR 50,000 deduction under 80CCD(1B) plus 80C benefits, per current rules.