How it works: 12% of basic+DA from you + 12% from employer, compounded monthly at the EPFO-declared rate (8.25% default). Employer’s share partly goes to EPS pension.
FAQs
Is EPF tax-free?
Contributions get 80C deduction; interest is tax-free within conditions — check current rules.
Can I withdraw EPF early?
Partial withdrawals are allowed for defined needs (home, medical, etc.) with conditions.
