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Credit Card Interest Calculator

Payoff time and interest cost.



How it works: Simulates month-by-month payoff at the card’s monthly rate (APR ÷ 12). Paying only the minimum stretches debt for years.

FAQs

What APR do UAE cards charge?

Often 30–42% p.a. — among the costliest debt available.

Does minimum payment hurt?

Minimums (often 5%) barely cover interest; always pay more when you can.